products / dexlend

Lending · loan operations platform

From application to the last rupee collected.

A lending platform for the full cycle - origination, policy-driven schedules, field collections and a teller-verified ledger, multi-branch and multi-tenant.

ProductDexLend
AudienceLenders & NBFCs
AppsOperations console
StackReact · MUI · Node.js (Express)
DataPostgreSQL · master + client DBs

The shape of the problem

Lending fails in the gaps - between an approval and its terms, between a field collection and the ledger. DexLend closes them: a loan's interest, penalty and preclosure rules come from named policies, collections ride assigned routes that are confirmed day by day, and nothing counts until the teller's ledger agrees.

Inside the product

Today collection - route entries that lock after day confirm
Disbursement approval - terms come from named policies

What's inside

Origination

  • Customer KYC & images
  • Applications
  • Approvals workflow
  • Products, schemes & product types

Policy engine

  • Interest & collection policies
  • Penalty & preclosure rules
  • Charges & collateral
  • Policy allocation per loan

Collections

  • Collection agents & route assignment
  • Route collection batches
  • Day confirm
  • Reminders & lockout management

Treasury & books

  • Teller & ledger
  • Deposits, cheques & bank transfers
  • Investments & funders
  • Capitals, expenses & reports

The platform

Branches, funders and field routes all write into one auditable ledger - policy-priced, day-confirmed, and isolated per client on its own database.

See it runningA walkthrough takes 30 minutes.

Book a demo