products / dexlend
Lending · loan operations platform
From application to the last rupee collected.
A lending platform for the full cycle - origination, policy-driven schedules, field collections and a teller-verified ledger, multi-branch and multi-tenant.
The shape of the problem
Lending fails in the gaps - between an approval and its terms, between a field collection and the ledger. DexLend closes them: a loan's interest, penalty and preclosure rules come from named policies, collections ride assigned routes that are confirmed day by day, and nothing counts until the teller's ledger agrees.
Inside the product
What's inside
Origination
- Customer KYC & images
- Applications
- Approvals workflow
- Products, schemes & product types
Policy engine
- Interest & collection policies
- Penalty & preclosure rules
- Charges & collateral
- Policy allocation per loan
Collections
- Collection agents & route assignment
- Route collection batches
- Day confirm
- Reminders & lockout management
Treasury & books
- Teller & ledger
- Deposits, cheques & bank transfers
- Investments & funders
- Capitals, expenses & reports
The platform
Branches, funders and field routes all write into one auditable ledger - policy-priced, day-confirmed, and isolated per client on its own database.
See it runningA walkthrough takes 30 minutes.
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